Nowadays, before investing, it is necessary to think about where and in which scheme the money should be invested, which can benefit more. Due to lack of information, people also invest in such schemes, in which there is a risk of drowning the accumulated capital even if it is not profitable. Nowadays the interest rate in fixed deposit (FD) schemes in banks is very low. In such a situation, there may not be much return on investing money there. At the same time, investing money in the stock market is not a matter of everyone’s control. There is more risk. In such a situation, investing in post office schemes may be more beneficial. Although the post office has many schemes, but it has a scheme in which the future of daughters can be secured by investing. Investing in a post office scheme is better in every respect. Sovereign Guarantee of the government is available on deposits here. This means that your money cannot be submerged under any circumstances. Know about this scheme.
Under this scheme Sukanya Samriddhi Yojana (SSY) of the post office, accounts can be opened in the name of boats. After the birth of a daughter, this account can be opened by depositing at least 250 rupees at the age of 10 years. Applying money to this scheme also saves income tax.
Sukanya Samriddhi Yojana (SSY) is a small savings scheme of the Central Government for daughters. It has been started under the ‘Beti Bachao-Beti Padhao’ scheme. Sukanya Samriddhi Yojana is getting maximum interest in small savings scheme. At present, interest is being paid at the rate of 7.6 percent in this scheme. There is also an exemption in income tax.
This scheme has been started keeping in mind the families who want to deposit money for the child’s marriage or higher education through small savings. A maximum of Rs 1.5 lakh can be deposited under Sukanya Samriddhi Yojana in the current financial year. This account can be opened with a minimum of Rs 250.