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Supreme court’s big decision, death due to excessive drinking, will not get Insurance

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The Supreme Court in an important judgment on Monday rejected the person’s legal heir’s insurance claim. Whose death was due to suffocation due to excessive drinking. The Supreme court said in its judgment that the liability of the insurance company in the case is wholly or directly to pay compensation in case of injury caused by an accident. Death by alcohol is not an accident.

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Justice MM Shantanagoudar and Justice Vineet Saran upheld the order of the National Consumer Disputes Redressal Commission, which held that the death was not caused by an accident and there is no statutory obligation to pay compensation in such a case under the insurance policy.

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“In view of the facts and circumstances of the case, we do not see any reason for interference in the National Commission’s order dated 24 April 2009,” the bench said.
The Supreme court passed the order on a petition filed by Narbada Devi, the legal heir of a watchman posted in Himachal Pradesh State Forest Corporation. The watchman died on the midnight of October 07–08 in 1997 and the postmortem report stated the cause of his death to be suffocated due to excessive drinking.

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